Medical cover guide

Britam Milele Junior — limits, benefits and options

Britam Milele Junior covers children only, with inpatient limits from KSh 500,000 to KSh 5,000,000 and optional outpatient, dental and optical benefits.

Quote Britam Milele Junior All Britam plans

Cover typeChildren only

Inpatient limitsKSh 500,000 to KSh 5,000,000

Medical examinationAs advised by the insurer

Britam Milele Junior — inpatient limits

Plan	Inpatient limits
Milele	KSh 500,000, KSh 1,000,000, KSh 2,000,000, KSh 3,000,000, KSh 5,000,000

Premiums depend on the members covered and their ages, so the price for a limit is confirmed in your quotation.

Optional benefits you can add

Depending on the plan you choose, the following can be added to the inpatient cover:

Outpatient: KSh 50,000, KSh 100,000, KSh 150,000
Maternity: KSh 50,000, KSh 60,000, KSh 75,000, KSh 80,000, KSh 100,000, KSh 120,000, KSh 150,000, KSh 175,000, KSh 200,000, KSh 250,000, KSh 300,000
Dental: KSh 5,000, KSh 7,500, KSh 10,000, KSh 15,000, KSh 20,000, KSh 30,000, KSh 40,000, KSh 50,000
Optical: KSh 5,000, KSh 7,500, KSh 10,000, KSh 15,000, KSh 20,000, KSh 30,000, KSh 40,000, KSh 50,000

What the cover includes

Inpatient cover (up to limit)
Accident cover
Acute conditions
Chronic cover
Psychiatric cover
Post-hospitalisation
Air Evacuation
24hr Customer Service
Cancer cover
HIV / AIDS cover
Maternity (optional)
Dental (optional)
Optical (optional)
Critical illness cash benefit (optional)

Benefit sub-limits (pre-existing conditions, chronic conditions, maternity, psychiatric care, last expense and so on) are printed on every quotation we issue and are listed in the insurer's brochure.

Waiting periods

30d acute
12m chronic
10m maternity
3m newly diagnosed
24m critical illness

Britam Milele Junior — frequently asked questions

What inpatient limits are available on Britam Milele Junior?

The limits we quote are KSh 500,000 to KSh 5,000,000 per year. Each limit is a separate plan with its own benefits schedule, so the premium and the sub-limits change with the limit you pick.

Can I add outpatient, maternity, dental or optical cover?

Yes. Depending on the plan, optional benefits can be added at the amounts listed above. Outpatient cover is normally required before dental or optical benefits can be selected.

Who can be covered?

This product covers children only. The principal adult does not have to be insured on the same policy, and the number of children is set when you build the quote.

How is the premium paid?

Premiums are paid directly to Britam using the payment details printed on your quotation. Now Insurance Agency does not receive or handle client payments.

How long does cover take to start?

Cover is typically confirmed within 1 to 5 working days after payment or IPF settlement and receipt of complete documents, subject to the insurer's underwriting and acceptance.

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