Medical cover guide
Jubilee medical insurance in Kenya
Compare every Jubilee plan we quote — inpatient limits, bed entitlement, optional benefits, waiting periods and co-payments — then get a personalised quotation in minutes.
Cover typesGroup and SME / Individual and family
Products3
Inpatient limitsKSh 250,000 to KSh 10,000,000
Bed entitlementGeneral Ward Bed · Standard Private Room up to KSh 12,500/day · Standard Private Room up to KSh 24,000/day
Medical examinationAs advised by the insurer
Jubilee products we quote
Individual and family
Jubilee J-Care
Jubilee J-Care covers individuals and families, sold in four grades (Classic, Premier, Advanced and Executive) with optional outpatient, maternity, dental and optical benefits.
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Individual and family
Jubilee J-Senior
Jubilee J-Senior covers members aged 61 and above with inpatient limits from KSh 1,000,000 and the option to add outpatient, dental and optical benefits.
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Group and SME
Jubilee J-Biz
Jubilee J-Biz is a group medical scheme for employers, priced per family with optional outpatient, maternity and group critical illness cover.
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Plans, limits and bed entitlement
Jubilee J-Care
| Inpatient limit | Plan | Bed entitlement |
|---|---|---|
| KSh 500,000 | J-Care Classic | General Ward Bed |
| KSh 1,000,000 | J-Care Premier | General Ward Bed |
| KSh 2,000,000 | J-Care Advanced | General Ward Bed |
| KSh 3,000,000 | J-Care Executive | Standard Private Room up to KSh 12,500/day |
| KSh 5,000,000 | J-Care Royal | Standard Private Room up to KSh 24,000/day |
| KSh 10,000,000 | J-Care Prestige | Ensuite Room up to KSh 32,000/day |
Jubilee J-Senior
| Inpatient limit | Plan | Bed entitlement |
|---|---|---|
| KSh 500,000 | J-Senior Copper | General Ward |
| KSh 1,000,000 | J-Senior Bronze | General Ward |
| KSh 3,000,000 | J-Senior Silver | Standard private room up to KSh 12,500/day |
| KSh 5,000,000 | J-Senior Gold | Standard private room up to KSh 24,000/day |
| KSh 10,000,000 | J-Senior Diamond | Standard private room up to KSh 32,000/day |
Jubilee J-Biz
| Inpatient limit | Plan | Bed entitlement |
|---|---|---|
| KSh 250,000 | J-Biz 250K | General Ward Bed |
| KSh 300,000 | J-Biz 300K | General Ward Bed |
| KSh 400,000 | J-Biz 400K | General Ward Bed |
| KSh 500,000 | J-Biz 500K | General Ward Bed |
| KSh 750,000 | J-Biz 750K | General Ward Bed |
| KSh 1,000,000 | J-Biz 1M | General Ward Bed |
| KSh 2,000,000 | J-Biz 2M | Standard Private Room up to KSh 12,500/night |
| KSh 3,000,000 | J-Biz 3M | Standard Private Room up to KSh 12,500/night |
| KSh 4,000,000 | J-Biz 4M | Standard Private Room up to KSh 15,000/night |
| KSh 5,000,000 | J-Biz 5M | Standard Private Room up to KSh 16,500/night |
| KSh 10,000,000 | J-Biz 10M | Standard Private Room up to KSh 22,500/night |
What Jubilee cover includes
- Inpatient core cover
- Pre-existing & chronic conditions
- Cancer treatment
- Newly diagnosed chronic conditions
- Psychiatric conditions
- COVID-19 cover
- Post-hospitalisation treatment
- Emergency evacuation
- Optional outpatient
- Optional dental
- Optional optical
- Optional maternity where applicable
- Last expense
- Personal accident
Waiting periods
- J-Care / J-Senior: 30d illness
- 1y specified pre-existing / related conditions
- 2y cancer
- J-Biz: 14d illness for new groups; accident treatment has no general waiting period
Co-payment, where it applies
- J-Care / J-Senior: KSh 2,000 at Nairobi Hospital Main, MP Shah Parklands, Karen Hospital, Aga Khan University Hospital Parklands, Gertrude’s Muthaiga and AAR Hospital Kiambu Road;
- KSh 1,000 at Mater Main, Avenue Parklands, Mediheal Parklands / Eldoret, Eldoret Hospital, St Luke’s Orthopaedic Eldoret, Mombasa Hospital and Premier Hospital Nyali
- J-Biz: KSh 2,000 at listed high-cost facilities in the brochure
Pay to Insurers and Share Proof
Cover is arranged through Jubilee and the premium is paid directly to the insurer — by the payment methods printed on your quotation — never to Now Insurance Agency. We prepare the application, check it against the insurer's requirements and follow it through to activation. Cover is typically confirmed within 1 to 5 working days of payment and complete documents, subject to insurer underwriting and acceptance.
After paying, share your proof of payment with us so we can follow the application up with the insurer. See the payment details for every insurer, or check the provider network before you choose a limit.
Jubilee medical cover — frequently asked questions
How do I get a Jubilee medical cover quotation?
Use our online quote form. Choose who is covered, the inpatient limit and any optional benefits, and every suitable Jubilee plan is priced side by side with a downloadable quotation.
What inpatient limits does Jubilee offer?
The limits available on our quotation are listed in the plans table above. Each limit is a separate plan with its own benefits schedule, and the premium changes with the limit, the members covered and their ages.
Are outpatient, maternity, dental and optical benefits included?
They are chosen separately on top of the inpatient cover. Where a plan offers them, the selectable amounts are listed above; the premium is shown before you apply.
How is the premium paid?
Premiums are paid directly to Jubilee using the payment details printed on your quotation. Now Insurance Agency never collects client payments. Once you pay, send us the confirmation and we follow up on cover processing.
Does anyone need a medical examination?
Medical examination requirements for Jubilee: as advised by the insurer. Where a form is needed we send it with your application pack.
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